Top Annuity Rates to Consider for Retirement Planning in 2019

Handling annuities can be complex, requiring thorough research before making decisions. They play a crucial role in retirement and financial security plans. Understanding how annuities work, their benefits, and potential drawbacks is essential for making informed choices. Once understood, annuities can provide reliable income streams throughout different life stages. To assist, you can explore current annuity rates and request a personalized annuity report with reviews from top-rated providers.

Below are some leading companies offering competitive annuity rates:

• For guaranteed high returns, consider Annuities.com, which offers secure retirement income with up to 7% returns without market risks. Fill out a quick form to receive a free comparison tailored to your needs.
• For immediate “cash installment refund” annuities, which pay a monthly amount to heirs if the investor passes away, American National provides roughly $13,759 annually for life at a 6.88% payout rate. The total payout by age 90 would be approximately $275,180.

• Deferred income, or “personal pension” annuities, assuming a 6-year-old male invests $200,000, begin payouts at age 70. For example, Lincoln National Life offers around $21,015 annually, totaling about $420,300 by age 80. Foresters Life provides approximately $20,998 at age 70, with a total of $419,960 by age 90. New York Life pays around $20,910 at age 70 and accumulates roughly $418,200 by age 90.

Smart retirement planning involves selecting the annuities that offer the best returns. Compare various annuities online to find options tailored to your financial goals.