Advantages and Key Features of AARP Medicare Advantage Plans
Discover the key benefits of AARP Medicare Advantage plans, including dental, vision, hearing, OTC, virtual visits, and fitness programs. Learn how these plans provide comprehensive healthcare options with added perks at little or no extra cost. Make informed decisions by understanding plan features tailored to your health needs.
Advantages and Key Features of AARP Medicare Advantage Plans
Medicare Advantage plans, known as Part C, provide alternative methods for receiving Medicare benefits. Usually offered as HMOs or PPOs, these plans are overseen by Medicare but operated by private insurers, such as AARP. They combine coverage from Part A and Part B of original Medicare with additional perks like prescription drug coverage.
For those considering an AARP Medicare Advantage plan, here are some important benefits to be aware of:
Dental
These plans include dental coverage like annual X-rays, cleanings, and diagnostic imaging.
Coverage often includes $0 copay for in-network dental services, ensuring effective treatment. Certain plans also extend coverage for crowns, bridges, fillings, and specific root canal procedures.
Over-the-counter (OTC) benefits
Many AARP Medicare Advantage plans help reduce OTC product and medication costs by at least 50%. These plans typically provide quarterly or yearly allowances with convenient delivery options for wellness and healthcare essentials.
Vision care
Benefits include free annual eye exams, eyewear allowances for contacts or glasses, and comprehensive coverage for lenses. With an extensive network, high-quality glasses are available at little to no cost.
Virtual healthcare services
These plans allow members to consult healthcare providers via live chat or video from home, requiring only an internet-connected device. Virtual visits are available at minimal or no copay.
Hearing services
Covered benefits include free annual hearing tests, affordable hearing aids, and access to over 5,000 providers nationwide for in-person or online services with home delivery options.
Fitness programs
Designed to align with your health goals, fitness programs are included at no additional cost.
These are just some of the features available through AARP Medicare Advantage plans. Additional benefits may vary by plan type and location. Always review coverage details carefully before enrolling, as benefits differ depending on the specific plan and your residence area.
