Top Cashback Credit Cards to Consider in 2017

Here are the leading cashback credit cards of 2017 and 2018 summarized below:

Chase Sapphire Preferred Card® – No annual fee, flexible APR, earn 2 reward points per dollar spent, no foreign transaction fees (ideal for international travel), and a 50,000-point bonus after spending $4,000 within three months. This was a top cashback card in 2017.

Citi Double Cash Card – Recognized as one of the best cashback options in 2018. No annual fee, 18 months interest-free period, 1% cashback on all purchases plus an additional 1% when paid. Citi is known for its double cash back feature.

American Express Blue Cash Preferred – Requires annual fee, offers 0% introductory APR for 12 months, best suited for regular drivers and grocery shoppers with 3% cashback on these expenses, and 1% on other purchases.

Discover It® for Students – No annual fee, 0% intro APR for 12 months followed by a variable rate, extra cashback for students with a GPA of 3.0 or higher for five years.

Capital One Spark for Business – No first-year annual fee; afterward applicable. Earns 2% cashback on all purchases, market-based APR, plus signup bonuses.

Wells Fargo Cash Wise Visa® Card – Zero annual fee, variable APR, earns 1.5% unlimited cashback, 1.8% cashback on compatible e-wallet payments like Apple Pay and Android Pay, and offers a $200 reward on $1,000 spent within the first three months. Flat-rate cashback also available.

HSBC Cash Rewards Mastercard® – Free of annual fees, 0% introductory APR for 15 months, then variable. Offers 1.5% cashback on all purchases, $150 reward on spending $500 in three months, and a 10% anniversary bonus on yearly cashback earnings.

Choose cards based on your needs, whether you're a student, driver, or small business owner. All cards generally require a good or excellent credit score to qualify.