Guide to Securing Hearing Aids Through Medicare Advantage Plans

Understanding how to obtain hearing aids with Medicare Advantage

Medicare Parts A and B do not cover the cost of hearing aids. However, Part B offers coverage of up to 20% for hearing tests ordered by a Medicare-approved doctor. Since hearing aids are viewed as non-essential devices, they are not directly covered by original Medicare. To access coverage for hearing aid expenses, individuals can consider supplemental plans like Medicare Advantage or Medicaid.

Medicare Advantage, known as Part C, is offered through private insurance companies.

Depending on your Medicare Advantage policy, benefits may include hearing aids, fitting exams, and replacement costs. Carefully review your plan documents to understand provider networks, as coverage is limited to designated hearing aid suppliers. Purchasing from authorized providers is essential for financial assistance. Keep in mind that hearing aids typically cost between $1250 and $3000, so following your plan’s procedures can help reduce out-of-pocket expenses.

Medicaid coverage varies by state. While some states offer insurance coverage for hearing services, others do not. Over half of US states provide benefits such as hearing exams, aid replacements, repairs, batteries, and accessories, but provisions differ significantly. For example, California covers ear molds, but Hawaii does not cover repairs. Eligibility criteria also vary, so it's advisable to contact your state Medicaid office for detailed information before applying.

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