Top Credit Cards of 2017 for Every Need
Discover the top credit cards of 2017 tailored for different needs, including travel, cash back, low interest rates, and balance transfers. This guide helps you choose the best card based on your spending habits and financial goals, with expert tips on maximizing benefits and avoiding pitfalls.
Top Credit Cards of 2017 for Every Need
With numerous credit cards offering rewards such as cash back, points, air miles, hotel perks, low interest rates, and balance transfer options, selecting the right card can be challenging. No single card excels in all areas, as some cater to specific preferences and usage habits. Here’s a guide to the best credit cards of 2017 to help you find the perfect match. Popular options from 2016-17 included:
- Chase Freedom Unlimited
- Chase Sapphire Preferred
- Discover It – Cashback Match
- FlexPerks Reserve Visa Signature
- Spectrum Rewards Card
- BankAmericard Cash Rewards
- Chase Slate
- Citi Diamond Preferred
- BankAmericard
Each serves different priorities, such as travel, cash back, or low APR. Consider your spending habits before choosing:
- Travel cards: Ideal for frequent travelers, offering double points on travel and flexible point transfers to hotel and airline programs.
- Cash back cards: Provide ongoing cash rewards on various purchases, often with rotating categories like gas or groceries, and no reward expiration.
- Balance transfer cards: Help reduce interest payments with 0% introductory rates; ensure transfers are free and plan repayment within the promotional period.
- Low APR cards: Best for those carrying balances; typically have higher rewards but lower interest rates, sometimes as low as 8.15% or 9.99% depending on credit score.
Determine your main priorities—whether it's minimizing interest, earning rewards, or traveling benefits—and select a card that aligns with your financial habits. Responsible use can maximize the benefits of your chosen credit card.
