Top 6 Home Insurance Providers in the United States

May. 22,2025

Discover the top six home insurance providers in the US offering reliable coverage for different needs. From high-value estates to standard homes, find the best options for protecting your property with trusted insurers. Get quotes quickly and enjoy comprehensive policies tailored to your lifestyle and assets.

Top 6 Home Insurance Providers in the United States

Top 6 Home Insurance Providers in the United States

Home insurance, known locally as homeowner’s insurance or HOI, protects your private residence against damages and losses. If you're seeking reliable coverage, here are six leading insurance companies to consider for safeguarding your property.

Market Search Insurance Services
Offers coverage up to $500,000 and beyond, rated as an "A" grade company. They function as surplus line brokers and wholesalers, with coverage limits reaching up to $100 million.

Global Century Insurance Brokers
Known for comprehensive policies, they match the quality of top-tier high-value insurers. Quotes are typically available within 24 hours, with policy limits ranging from $750,000 to $25 million.

Quirk & Company
Specializes in insuring high-net-worth clients’ homes, jewelry, fine art, and luxury vehicles. They also cover secondary, rental, coastal, and vacant properties, along with additional coverage such as flood and personal liability.

Wholesale Connection Insurance Services
Focuses on high-value estates, with policy limits exceeding $30 million, including earthquake coverage up to $10 million, builder's risks, and secondary policies.

Grand General Agency
Provides tailored coverage options for upscale residences, offering package discounts on combined home, auto, and umbrella policies. Minimum coverage starts at $500,000.

QuickIns
Caters to hard-to-place single-family homes and multi-family dwellings. Quotes can be obtained online, via phone, or email, with coverage options from $250,000 up to $1 million. They serve high-profile clients across various states.