Top 6 Business Prepaid Debit Cards You Should Know

July. 16,2025

Discover the top six prepaid business debit cards ideal for financial control and expense management. From low fees to advanced features, these cards are perfect for business owners to streamline spending, prevent overdrafts, and enhance financial oversight. Learn about options like BlueBird, AmericanExpress Serve, Green Dot, Kaiku, SilverCard, and PEX Visa, each offering unique benefits to meet different business needs. Make smarter financial choices with these reliable prepaid card solutions designed to help you manage your company's expenses efficiently.

Top 6 Business Prepaid Debit Cards You Should Know

Top 6 Business Prepaid Debit Cards You Should Know

Business owners increasingly prefer prepaid debit cards for managing expenses efficiently. These cards allow loading a specific amount, limiting spending to the available balance and eliminating overdraft fees. They also enable companies to restrict merchant categories, enhancing control over business expenditures. Using prepaid cards, firms can improve financial discipline, reduce unnecessary charges, and streamline employee spending. Here are six essential prepaid business debit card options to consider:

  1. BlueBird – Known for low fees, BlueBird offers a cost-effective prepaid card suitable for businesses. It charges just $2.50 per ATM withdrawal, supports direct deposit, utility payments, and provides mobile app access.
Top 6 Business Prepaid Debit Cards
  • AmericanExpress Serve – This card features no minimum balance requirement and minimal hidden fees. It costs $2.50 per ATM withdrawal and $1 monthly fee in most states.
  • Green Dot – A prepaid Visa card with higher charges, including a $5.95 monthly fee and $2.50 ATM fee. It offers free direct deposits, online payments, and no purchase transaction fees.
  • Kaiku – Charging $3 monthly, Kaiku features lower ATM withdrawal fees of $1.45. It supports mobile check deposits and includes a "Fund-o-meter" tool that tracks weekly expenses and compares them with a 60-day average.
  • SilverCard Prepaid Mastercard – With a $9.95 activation fee and $1.95 monthly fee, this card provides free direct deposits, 24/7 online account monitoring, bill payments, balance checks, and free PayPal transfers.
  • PEX Visa Business Prepaid – Having a $49.95 activation fee and $7.50 monthly fee, PEX offers unlimited ATM withdrawals without overdraft fees and enables online employee spending monitoring.