Top Credit Cards to Consider in 2017
Discover the top credit cards of 2017 tailored to diverse financial needs. Whether seeking travel perks, cashback rewards, or low-interest options, this guide highlights popular choices and tips for selecting the best card based on your habits. Make informed decisions to maximize benefits and save money on interest and fees.
Top Credit Cards to Consider in 2017
With a wide range of credit cards offering cashback, reward points, airline miles, hotel perks, low annual percentage rates, and balance transfer offers, selecting the right card can be overwhelming. No single card excels in all areas; some are better suited for specific needs. Here’s an overview of the most popular credit cards from 2016-17:
- Chase Freedom Unlimited
- Chase Sapphire Preferred
- Discover It – Cashback Match
- FlexPerks Reserve Visa Signature
- Spectrum Rewards Card
- Bank Americard Cash Rewards
- Chase Slate
- Citi Diamond Preferred
- BankAmericard
These cards cater to different preferences such as travel, cashback, or low interest rates.
- Travel cards: Ideal if you travel often; look for cards with 2x points on travel and flexible point transfer options to airlines and hotels.
- Cashback cards: Best for earning rewards on everyday purchases; look for no-expiry rewards and rotating categories like gas and groceries.
- Balance transfer cards: If you want to reduce interest costs, find a card offering 0% transfer rates without transfer fees. Transfer balances during the interest-free period and pay off strategically.
- Low APR cards: If saving on interest is a priority, opt for cards with low-interest rates, often around 8-10%, often sacrificing rewards for reduced rates.
Assess your habits: large balance carry, on-time payments, or earning perks. Match the card's features with your financial strategy for optimal benefits.
