Top 5 Motorcycle Insurance Providers for Optimal Coverage
Discover the top five motorcycle insurance providers renowned for their comprehensive coverage and competitive rates. From GEICO's affordability to Markel's specialized plans, this guide helps riders choose the best coverage tailored to their needs. Learn about discounts, policy features, and why these insurers stand out in the motorcycle insurance industry for reliable protection and savings.
Top 5 Motorcycle Insurance Providers for Optimal Coverage
Riding a motorcycle offers excitement and freedom, but it also involves risks. Motorcycle insurance safeguards against financial loss from accidents, damages, or theft. When choosing coverage, it's important to consider providers that offer comprehensive plans at competitive prices. The market is crowded with options, making the selection process challenging. Here, we present the leading motorcycle insurance companies you should consider for reliable protection and great savings.
GEICO
If affordable rates are your priority, GEICO stands out as an excellent choice.
Known for their top-tier A++ rating from A.M. Best, GEICO offers extensive coverage options including bodily injury, collision, property damage, and protection against uninsured/underinsured motorists. They frequently provide discounts such as 10% for switching your motorcycle insurance, insuring multiple bikes, or renewing your policy. Additionally, bundling your motorcycle and auto policies can earn you discounts of up to 5%.
Markel
With a legacy of over 45 years, Markel understands the needs of motorcycle enthusiasts well.
Their policies include collision, mechanical breakdown, accessories, liability for bodily injury and property damage, uninsured/underinsured motorist coverage, and trailer protection. You can enjoy savings of up to 35%, with discounts for switching insurers, installing anti-theft devices, and continuous safe riding. Their dedicated approach also reduces deductibles for accident-free years, rewarding responsible riding.
Dairyland
Dairyland has specialized in motorcycle insurance for more than six decades.
Their coverage spans all types of bikes, from sport and cruiser to dirt bikes. Policies include collision, comprehensive, medical expenses, personal injury protection, and additional coverage for specialty equipment. Competitive rates combined with discounts for insuring multiple bikes, being a member of riding clubs, or completing safety courses make Dairyland a popular choice among riders.
Progressive
As a major auto insurance provider, Progressive also offers comprehensive motorcycle coverage.
Their plans cover scooters, ATVs, vintage bikes, touring motorcycles, cruisers, and custom builds. Additional features include total loss coverage, roadside assistance, personal belongings protection, and injury benefits. Savings are available if you bundle policies or pay upfront, with discounts rewarding timely payments and combined policies.
Safeco
Safeco, part of Liberty Mutual, provides affordable motorcycle insurance options.
Their coverage options include collision, roadside assistance, OEM parts, safety gear, and injury liabilities. For Harley-Davidson owners, Safeco offers full cash value settlement in case of total loss. Discounts are available for claim-free periods, recent safety course completions, or existing policies with Safeco, making it a cost-effective choice for riders.
