Best Prepaid Debit Cards of 2021 for Budget-Friendly Shopping
Discover the top prepaid debit cards of 2021, offering features like free reloads, cashback, and wide ATM access. Perfect for budget control and financial management, these options cater to various needs with minimal fees and added benefits. Learn which card suits your spending style and make smarter financial choices today.
Top Prepaid Debit Card Options in 2021
Prepaid debit cards are a smart choice for those managing tight budgets or avoiding credit card debt. These cards work like standard debit cards, allowing you to make purchases with a set amount of funds loaded beforehand, helping control spending. The prepaid market has expanded significantly this year, offering a variety of options tailored to different needs. From fee-free reloads to cashback rewards, these cards provide flexibility and convenience, making them a popular choice for budget-conscious consumers looking to manage their finances effectively.
Leading prepaid debit cards in 2021 include:
American Express® Serve Free Reloads
This card offers free reloads at 45,000 locations, including banks and retail outlets. While it charges a $6.95 monthly fee, reloads are free, making it a cost-effective option for many users.
American Express® Serve Cash Back
Earn 1% unlimited cash back on all purchases with this card, credited directly to your account. It provides access to over 30,000 ATMs, with free reloads via bank transfer. The $7.95 monthly fee can be offset by the cashback earned.
Bluebird® American Express®
This card eliminates monthly, activation, and online purchase fees. Reloads cost $3.95, but benefits include roadside assistance and purchase protection. Family members can have linked sub-accounts for shared management.
Fifth Third Access 360° Reloadable Prepaid Card
Available in 11 states, it offers widespread ATM access. The $4 monthly fee is waived with a minimum balance of $500 or if linked to a Fifth Third checking account. ATM withdrawals are free within the network.
MOVO Virtual Prepaid Visa Card
No monthly or transaction fees, although inactive accounts for over three months incur a $4.95 fee. Online purchases are free, and a physical card can be requested for ATM and in-store use.
