Top Loan Options for Credit Card Debt Relief

If you're managing multiple credit card debts, consolidating them into a single loan can simplify payments and reduce overall interest costs. Debt consolidation also improves your credit utilization ratio, boosting your credit score over time. Numerous online lenders offer credit card debt consolidation loans with various benefits. It's important to compare interest rates and terms across providers before choosing a loan. Here, we highlight two of the most recommended online options to help you pay off credit card debt efficiently.

PersonalLoans.com

PersonalLoans.com connects borrowers with a wide network of lenders, offering diverse loan options tailored to individual needs.

Through PersonalLoans.com, borrowers can access consolidation loans up to $35,000 with interest rates from 5.99% to 35.99%, available in all 50 states. The platform does not charge origination fees or online application costs. Loan interest rates are determined by the amount borrowed, repayment terms, and credit scores. After submitting a request, the platform connects you with suitable lenders who can fulfill your borrowing needs.

Avant

Avant specializes in online loans for credit card debt consolidation, even assisting those with lower credit scores.

Avant offers a simple three-step application process. First, provide personal information for loan options. Next, review and select the best loan offer, then sign the agreement electronically. Funds can be deposited as soon as the next business day. Borrowers can request from $2,000 to $35,000 with APRs ranging from 9.95% to 35.99%. Avant charges a $25 late fee, is BBB accredited with an A+ rating, and offers live chat support to address questions.