Advantages of Choosing GEICO ATV/UTV Insurance Plans
Learn why GEICO’s ATV and UTV insurance plans are essential for vehicle owners. Discover coverage options including collision, medical payments, liability protections, and comprehensive damage coverage. Protect your off-road and utility vehicles effectively with GEICO’s tailored policies that meet varying state regulations and ensure peace of mind on or off the road.
Advantages of Choosing GEICO ATV/UTV Insurance Plans
GEICO offers comprehensive insurance options for a variety of vehicles, including All-Terrain Vehicles (ATVs) and Utility Task Vehicles (UTVs). Known for its specialized off-road coverage and excellent customer support, GEICO is a top choice for ATV and UTV owners. If you’ve recently acquired either vehicle, securing insurance before hitting the trails or roads is essential. Here’s what you need to know about GEICO’s ATV and UTV insurance policies.
Why is ATV/UTV insurance necessary?
These rugged vehicles are frequently targeted by thieves. Additionally, many of these vehicles are owned by government entities, which require drivers to carry insurance.
Insurance requirements vary by state
Different states have specific regulations for operating ATVs and UTVs.
What does GEICO’s ATV/UTV insurance include?
GEICO provides coverage for collision damage, medical expenses, uninsured motorist protection, property damage, and bodily injury. Note that GEICO does not insure ATVs/UTVs equipped with less than 150cc engine capacity.
Continue reading for detailed information about GEICO's ATV/UTV coverage.
Collision Coverage: This protects against damages from collisions with other vehicles or objects. A deductible of $500 to $1000 applies.
Medical Payments: This customizable feature covers medical costs for the ATV/UTV owner and any passengers.
Uninsured/Underinsured Motorist Coverage: This protects you if involved in an accident with a driver lacking insurance or with insufficient coverage, helping to cover significant damages.
Property Damage Liability: This safeguards against property damage while operating the vehicle and includes legal support if legal action is pursued.
Bodily Injury Liability: If you cause injuries leading to fatalities or serious harm, this coverage handles damages and legal defenses.
Comprehensive Damage Coverage: Protects against theft, fire, and vandalism, with deductibles between $500 and $1000. Coverage applies to damages affecting the vehicle's structure or safe operation.
