Top 6 Personal Finance Tools to Manage Your Money in 2021
Explore the top six personal finance tools of 2021 to streamline your budget management, investments, and debt tracking. Our guide highlights features of leading apps like Quicken, Personal Capital, YNAB, Mint, Honeydue, and Mvelopes, all designed to improve your financial health. Whether you're looking for free options, investment insights, or couple-specific tools, this list helps you find the perfect match for your financial goals. Start managing your money more effectively today with these trusted software solutions.
Best Personal Finance Applications of 2021
Managing your personal finances is crucial at any age, and with recent technological advances, keeping track of your money has become easier than ever. With numerous financial management apps on the market, selecting the right one can be overwhelming. To help simplify your decision, we've curated a list of the top personal finance tools for 2021.
Here are the leading options to help you handle budgets, investments, debt, and savings efficiently.
Quicken
Quicken remains one of the most trusted and highly-rated personal finance software options available. It enables users to create budgets, monitor debts, and manage investments seamlessly. Quicken also allows online bill payments and integrates with both Windows, macOS, Android, and iOS devices, making financial management accessible on any device.
Personal Capital is ideal for long-term wealth growth, connecting all your financial accounts including IRAs, 401(k)s, loans, and credit cards into a single view. The platform provides free financial management tools, and high-net-worth individuals (assets over $100,000) can access free consultations with financial advisors to optimize their investment strategies.
YNAB emphasizes education and disciplined budgeting, helping users prevent overspending, eliminate debt, and increase savings. Suitable for both beginners and experienced users, YNAB offers a 34-day free trial to evaluate its features and improve financial literacy.
Since its inception, Mint has been a popular free option for personal finance management. It consolidates all financial accounts, tracks bills, credit card payments, and offers personalized advice to improve your financial habits. Mint's user-friendly interface makes it easy to plan for a secure financial future.
Managing finances as a couple can be challenging; Honeydue simplifies this with features designed for partners. It allows joint account tracking, bill reminders, and instant notifications about financial activities, fostering transparency and collaboration between partners.
Inspired by traditional cash envelope budgeting, Mvelopes digitalizes this concept. It links all your bank accounts, helps allocate funds into virtual envelopes, and tracks expenditures. Compatible with desktops and smartphones on iOS and Android, it offers a practical way to control spending.
