Complete Guide to Choosing the Right Home Warranty Provider
Explore the essentials of home warranty plans, including coverage options, benefits for homeowners and sellers, and tips for choosing the right provider. This guide helps you understand different plans from top companies, ensuring your household systems and appliances are protected and increasing your home's value.
Complete Guide to Choosing the Right Home Warranty Provider
A home warranty protects your household appliances and systems from wear and tear due to frequent use over time. Coverage options can be tailored to suit individual needs. Typical plans include coverage for HVAC systems, plumbing, electrical wiring, ceiling fans, garage openers, water heaters, and more. Availability and plan details often vary by state, so researching options specific to your location is important. Read on to discover key information to help you select the best home warranty plan for your needs.
Reasons to Invest in a Home Warranty
Some benefits include:
Managing unexpected appliance breakdowns without hassle.
Financial protection for costly repairs of major appliances like water heaters, HVAC units, or refrigerators.
As appliances age, having a single point of contact simplifies repairs.
Tracking your appliances by brand, model, and age helps evaluate your warranty’s value.
Enhancing your home's appeal when selling, attracting more buyers.
Coverage lasts as long as your house is on the market, often up to 18 months for the price of a 12-month plan.
What Services Does Home Warranty of America Offer?
Their plans are flexible and versatile, tailored for buyers and sellers.
Depending on your state, you may choose from two or three plans designed for each category.
Their basic "Gold" plan spans 13 months and covers essential systems at an affordable price.
The "Platinum" plan adds comprehensive coverage, including up to 30 additional items typically excluded by other providers.
The "Diamond" plan offers extensive coverage, including installation issues and defective equipment removal.
365 Home Warranty Coverage Options
They provide three distinct plans: Basic, Standard, and Premium.
The Basic plan covers five selected appliances, while the Standard includes full appliance coverage plus two systems of choice.
The Premium plan offers extensive coverage across appliances and systems, including all items from the Standard plan.
Total Home Protection Plans
The Gold plan covers essential appliances and systems like plumbing, water heaters, and electrical wiring.
The Platinum plan expands this coverage, including multiple HVAC units, refrigerators, washers, and dryers.
Optional add-ons are available for pools, spas, roof leaks, and central vacuum systems, providing customizable protection.
