Top 5 Visa Prepaid Cards to Watch in 2019

If you find yourself overwhelmed by rising credit card bills, switching to a prepaid card might be a wise choice. Similar to debit cards but without the need for a checking account, prepaid cards are loaded with funds upfront for convenient shopping—no debt, no interest! They are easy to obtain since they involve no credit checks or minimum requirements. Remember, prepaid cards do not impact your credit score either positively or negatively.

Visa® Prepaid Cards continue to dominate the market, appreciated for their widespread acceptance both nationally and internationally. These versatile cards allow quick access to funds and secure online bill payments. Plus, their Zero Liability policy ensures your money remains protected if your card is lost or stolen.

With numerous providers available, selecting the right Visa® Prepaid Card can be tricky. To make your decision easier, we’ve compiled a list of the leading Visa® Prepaid Cards of 2019, highlighting their key features.

NetSpend® Visa® Prepaid Card
Ideal for users seeking straightforward fees and easy transactions, the NetSpend® Visa® Prepaid Card offers flexible funding options—mobile check load, direct deposit, transfers from other NetSpend® users, or reload locations. No minimum balance is required, and your funds are FDIC insured. Managing your account online mimics traditional banking, providing convenience.

Enjoy rewards like Payback Points and earning bonuses for referring friends. A separate savings account with a 5% APY is also available. The card offers three plans:

• No Fee Plan: A $2 fee for PIN transactions and $1 for signature purchases.
• Fee Advantage: Monthly fee of $9.95 with unlimited transactions.
• Premier Fee Advantage: Monthly fee of $5, also with unlimited transactions.

Depositing $500 directly upgrades you to the Premier plan automatically. For infrequent users, the No Fee plan suffices, while regular transactions benefit from the Advantage plans.

MOVO® Digital Visa® Prepaid Card
If minimal fees and easy issuance are priorities, consider MOVO®. Activation and monthly fees are nonexistent, and inactive cards pose no charges. Withdraw cash from 6,000 ATMs nationwide free of charge; outside the network, a $2 fee applies. Funds can be loaded via bank transfer, debit cards, direct deposit, PayPal, Venmo, or cash payments at select retail stores—some methods take up to 3 days to process. Bill payments cost 75 cents each.

24k RushCard Visa® Prepaid Card
For straightforward approval without extensive paperwork, the 24k RushCard offers a hassle-free option. No credit checks or minimum balances are required. Referring friends earns you a $30 bonus. You receive real-time alerts on account activity and low balances, with FDIC coverage for your funds.

Choose between the Pay As You Go plan, with a $1 fee per purchase, or the Unlimited plan at $7.95/month, reduced to $5.95/month if you set up direct deposit. Switching plans is simple and flexible.

Mileage Plus® GO Visa® Prepaid Card
Designed for travelers, this card offers miles rewards—up to 2,500 miles—based on your spending. Load funds via direct deposit or NetSpend Reload locations, with optional monthly or annual plans. You earn 1 mile per $2 spent on the monthly plan and 1 mile per dollar on the annual plan. ATM withdrawals are free within MoneyPass networks. You can also earn a 5% APY on a $1,000 balance and manage all via a mobile app.

Mango Visa® Prepaid Card
For savers aiming for high-yield growth, Mango offers a 6% APY savings account—accessible with a minimum deposit of $800 and maintaining $1 daily. No signup or activation fees apply; however, a $5 monthly fee is charged. ATM inquiries cost $1, and withdrawals are $3. International transactions incur a 2% conversion fee. Mobile app management makes tracking easy.

Select the best Visa® Prepaid Card by considering features like low or no fees, reward programs, spending flexibility, or unlimited transactions at affordable rates, based on your needs.