Top 4 Senior Living Arrangements to Consider
Explore four popular senior housing options, including community care apartments, short-term Flexi flats, resale flats, and luxury retirement homes. Find the right fit for independence, support, and comfort based on your preferences and budget in Singapore.
Top 4 Senior Living Arrangements to Consider
As people approach their golden years, finding the right living environment becomes essential for comfort and safety. Whether seeking independent housing or supportive facilities tailored for seniors, various options are available nationwide to suit different preferences and budgets. Such choices help seniors enjoy a fulfilling lifestyle while maintaining independence.
1. Community Care Apartments
Designed around assisted living concepts, community care apartments are government-supported residences provided mainly by the Housing & Development Board (HDB), Ministry of National Development (MND), and Ministry of Health (MOH).
Eligible Singaporeans aged 65 and above can apply for these residences, which include access to senior-friendly services and healthcare. Family members can also reside with them if at least one is a citizen or permanent resident. Applicants and their spouses should generally be at least 65 years old.
Each apartment is fully furnished and includes senior-friendly features such as wheelchair-accessible doors and built-in benches. Bathrooms are designed to be accessible, with slip-resistant flooring and grab bars. Other amenities include built-in storage, wardrobes, and a furnished kitchen without appliances. Communal spaces foster social interaction among residents.
Residency typically requires signing up for basic health monitoring and emergency response services, with optional add-ons like housekeeping, meals, and social programs. Costs range from S$52,000 to S$111,000, depending on lease length and location.
For seniors seeking nearby living arrangements, two-room Flexi flats offered by HDB are ideal. Available to Singaporeans over 55, these units prioritize older adults through the Senior Priority Scheme, which sets aside 40% of units for seniors.
These flats are suitable for seniors wanting to stay close, within 4 km of their prior home or children. They’re especially beneficial for short to medium lease terms, with options from 15 to 45 years in five-year segments, offering significant flexibility.
Available in various layouts, these apartments include standard features such as grab bars. Additional enhancements like built-in closets, kitchen cabinets, induction stoves, and other amenities are available through optional schemes. Unlike community apartments, these do not require care package subscriptions.
The price range is approximately S$80,000 to S$200,000 for these flats.
Seniors can also purchase resale HDB flats available on the open market. These come in different conditions, sizes, and locations, with prices generally between S$80,000 and S$150,000. Buyers should consider their needs, renovation costs, and the age of the unit before purchase.
Potential buyers must apply to the HDB for approval to ensure eligibility. Once approved, they can explore available listings, select suitable flats, and proceed with the buying process.
4. Retirement Living Facilities
For seniors desiring high-end, convenient living, retirement homes offer comprehensive care and amenities. These premium facilities often include wellness programs, rehabilitation services, and professional nursing care. Costs can range from S$1,200 to S$6,500 per month, with expenses influenced by care level, room sharing, and location.
