Key Benefits of the AARP Advantage Plus Vehicle Insurance Plan

AARP offers comprehensive auto insurance options tailored for a wide range of drivers. Their Advantage Plus plan stands out as one of the top choices, extending additional coverage on top of their standard plans. Basic AARP auto insurance includes features like new car replacement, lifelong repair assistance, a 24/7 helpline, RecoverCare, a fixed 12-month rate, and lifelong renewability. The Advantage Plus package enhances these benefits with extra protections. Below are some notable features of this plan.

First Accident Forgiveness
This feature recognizes that everyone can make mistakes. If you are eligible, your first accident won’t impact your premium or record. To qualify, drivers need a clean record for at least five consecutive years.

Disappearing Deductible
Maintaining a clean driving history can lead to reduction in your collision deductible each year, potentially down to zero with consistent safety.

Single Deductible Premium
When two covered vehicles are involved in an accident, you pay only the higher deductible, simplifying the process. This benefit also applies if both your car and home are affected; you’ll pay only one deductible based on the higher amount.

Deductible Waiver
If you are involved in an accident where you are not at fault, your deductible may be waived after an inspection. Note that this feature is not available in all states.