Top 10 Best Gas Rewards Credit Cards of 2024

With soaring fuel prices, managing gas expenses is crucial for many households, especially those relying heavily on vehicles. Gas reward credit cards offer a strategic way to save on fuel costs while earning valuable benefits. When selecting the right card, consider factors like spending limits, reward rates, and merchant restrictions to maximize your savings. Whether you prefer cashback, points, or travel perks, there are options tailored to different driving habits and preferences, making fuel purchases more rewarding and economical.

Chase Freedom®   credit card
Offering versatile cashback rewards with no annual fee, Chase Freedom® grants 5% cash back on rotating quarterly categories—potentially including fuel stations—up to a $1,500 cap. Other purchases earn 1%. There are no spending limits or caps on earnings, and cashback can be redeemed via the Ultimate Rewards portal for deposits, checks, or statement credits. New cardholders can earn a $150 sign-up bonus after spending $500 in three months.

ExxonMobil™ Smart Card
Featuring no annual fee, the ExxonMobil™ Smart Card provides an introductory discount of 50 cents per gallon at participating stations during the first two months when applied through the Speedpass+ app. After that, the discount drops to 6 cents per gallon. This offer is ideal for frequent Exxon and Mobil customers seeking savings on fuel.

Sunoco Rewards Credit Card
Designed for simplicity, this card offers an automatic $0.05 per gallon discount at Sunoco stations on every purchase. There are no additional costs for supplementary cards, making it a straightforward way to save on gasoline expenses.

Citi Premier® Card
This travel-focused rewards card offers 3 points per dollar spent on gas, car rentals, flights, and hotel stays. The earned points can be redeemed for a range of products, including those on Amazon. Plus, there’s no foreign transaction fee, making it ideal for international travelers needing fuel reward benefits.

Discover it® Chrome
This card offers 2% cashback on purchases at gas stations and dining, with a quarterly limit of $1,000. First-year cashback doubles automatically, boosting rewards significantly. Rewards can be redeemed anytime through statement credits or direct deposits.

Hilton Honors American Express Ascend Card
Perfect for frequent travelers and Hilton loyalists, this card earns 6 Honors points per dollar at gas stations. Accumulated points can cover hotel stays, with no foreign transaction fees enhancing savings for international trips.

Bank of America® Cash Rewards Credit Card
No annual fee and customizable cashback options make this card appealing. Users can choose to earn 3% cashback in the gas category each month, along with other categories like travel or dining. A $200 bonus is available after spending $1,000 within the first 90 days.

Sam’s Club® Mastercard®
Offering 5% cashback on gas purchases at approved stations during the first year, this card benefits active Sam’s Club members. The $45 annual membership fee grants access to this reward, which applies both inside and outside Sam’s Club stores.

Costco Anywhere Visa® Card by Citi
This card delivers 4% cashback on gas stations for spending up to $7,000 annually, plus rewards on travel, dining, and Costco shopping. A $60 annual membership is required to enjoy these benefits.

BP Visa® Credit Card
With no annual fee, the BP Visa® Card offers 25 cents per gallon during the first 90 days, up to $100 spent. Limitations include a 20-gallon cap per fill and availability only at BP stations. After the promotional period, a $25 discount per gallon applies with qualifying spendings.

Gas cards are essential tools for vehicle owners, providing significant savings. Always evaluate your driving habits, merchant acceptance, and card restrictions to choose the best fit. Reading the fine print ensures you maximize benefits and avoid restrictions that could limit your savings.