Top 4 Student Credit Cards to Build Credit in College
Discover the top four student credit cards offering rewards, cashback, and manageable fees, ideal for building credit early in college. These cards provide significant benefits like cashback on everyday purchases, no annual fees, and tools to manage credit responsibly, helping students establish a strong financial foundation for the future.
Top 4 Student-Friendly Credit Cards for College Success
1. Bank of America® Travel Rewards for Students: This popular card offers students 1.5 points per dollar spent, with no cap. Points can be used for discounts on hotels, flights, and rentals with no blackout restrictions. It has no foreign transaction or annual fee, and students can earn up to 25,000 points by spending $1,000 in the first three months.
2. Wells Fargo College Cashback Card: Students enjoy 3% cashback on grocery, gas, and pharmacy purchases during the first six months, and 1% afterwards. The card charges no annual fee and offers low introductory APRs, plus free online credit management tools.
3. Citi Rewards℠ Student Card: Earn up to two points per dollar on supermarkets and gas stations during the first year if you spend at least $6,000. Afterward, earn one point per dollar. Rewards are rounded to the nearest 10 points, encouraging savings on everyday expenses.
4. Discover it® Student Cash Back: With no annual fee and cashback of up to 5% on categories like online shopping and dining, this card rewards responsible students. A good grade can earn statement credits, and there is no penalty for late payments during the first billing cycle.
