Top Four Pet Insurance Providers in the United States
Discover the top pet insurance companies in the US, offering tailored plans for comprehensive coverage. From budget-friendly options to customizable plans for multiple pets, these insurers help protect your furry friends from unexpected medical expenses. Learn about their features, benefits, and costs to choose the best protection for your pet today.
Top Four Pet Insurance Providers in the United States
Providing care for your pets is a rewarding experience, but it can come with significant expenses. While daily costs such as food and toys are ongoing, veterinary visits—though less frequent—can quickly add up. Luckily, pet insurance helps shield you from unexpected veterinary bills caused by accidents or illnesses. Here are four leading pet insurance companies to consider when welcoming a new furry family member.
1. Figo
This provider covers costs related to your pet’s sudden health issues and injuries. They are affiliated with veterinary clinics, emergency facilities, and specialists across the US, Canada, and Puerto Rico.
Figo offers three flexible plans that can be tailored to suit your budget and pet’s needs, with premiums costing under $1.50 daily. Their coverage emphasizes holistic pet health and wellness.
2. Trupanion
One of Trupanion’s main benefits is that it doesn’t require upfront payments. They settle bills directly with your veterinarian or clinic, reducing paperwork and delays. The coverage spans most illnesses and injuries, regardless of severity. Additionally, plans include coverage for alternative treatments such as acupuncture, physical therapy, and pet owner assistance, including boarding, lost pet advertising, and reward costs.
Typically, monthly premiums start at $59 for dogs and $32 for cats.
3. Healthy Paws
Known for affordability, Healthy Paws offers plans starting at $17 per month for cats and $33 for dogs. The coverage applies to new injuries and accidents, excluding pre-existing, hereditary, or congenital conditions. They provide unlimited benefits throughout your pet’s life—meaning no cap on coverage, even for serious illnesses like cancer. Claims can be filed through their app or website, with most processed within two days.
4. AKC Pet Insurance
Ideal for owners with multiple pets, AKC provides customizable plans that fit various budgets. Their comprehensive coverage includes accidents, injuries, and routine treatments like dental procedures, X-rays, ultrasounds, MRI, and CT scans. New pet owners can enjoy an introductory 30-day coverage period at no extra cost by registering their pet with AKC. Simply activate the plan, and coverage automatically ends after 30 days unless renewed.
