Top 6 Rewards Credit Cards for Fuel Savings
Discover the top six reward credit cards designed to help you save on fuel costs. These cards offer cashback, points, and additional perks for gas purchases, ideal for daily commuters. Maximize your savings by choosing the best rewards and benefits tailored to your driving habits and spending patterns.
Top 6 Rewards Credit Cards for Fuel Savings
Managing fuel expenses is a significant part of many households' budgets. With most people relying on gas-powered vehicles, finding ways to earn rewards on fuel purchases is essential. Standard credit cards often offer cashback on gas station transactions, while specialized cards provide additional perks. These reward cards not only offer points that can be redeemed for fuel but also for other purchases. If you commute daily by car, exploring these top reward credit cards can help maximize your savings on gas.
Chase Freedom®
This card offers a $150 cashback bonus after spending $500. It has no annual fee and a flat 3% transaction fee. An introductory 0% APR is available, along with 15 months of balance transfer benefits. Every three months, you can earn 5% cash back on gas purchases. Additional perks include purchase protection insurance covering all transactions made with it for up to 120 days, with a claim limit of $500.
American Express Blue Cash Preferred®
Known for its generous cashback, this card provides 3% unlimited cashback on gasoline station transactions nationwide, with no cap on rewards. It also earns 1% on other non-grocery and non-gas purchases. An annual fee of $95 applies. Cardholders benefit from exclusive events and return protection, covering costs up to $300 per rejected item.
Discover it® Chrome
This versatile rewards card offers 5% cashback on eligible purchases up to $1500 quarterly. Gas station rebates are available at least once annually, influenced by your credit history. Features include a ‘Freeze It’ option, which allows you to disable certain account features quickly and easily.
PenFed Platinum Cash Rewards Plus Visa®
From Pentagon Federal Credit Union, this card stands out with its robust gas rewards. It has no annual fee, with automatic monthly cash rewards. You earn $100 after spending $1500 within the first 90 days. There are no foreign transaction or cash advance fees. The card also offers $100,000 in travel protections, making it a great choice for travelers.
Citi ThankYou® Premier
This card provides high rewards for fuel and other purchases, earning up to 3 points per dollar spent across all categories. Gas transactions earn triple points. There’s no foreign transaction fee, and the $95 annual fee is waived the first year. The Citi Private Pass® program offers early access to concerts, VIP events, and entertainment. Concierge services are available 24/7 for travel and event bookings.
Sunoco Rewards
This card offers substantial fuel discounts, such as $0.05 off per gallon. It has no annual or foreign transaction fees. Cash advances cost the greater of $10 or 5% of the amount. This card is ideal for those seeking straightforward savings on gas.
Before applying, consider maximizing your points by using the card for fuel and pairing it with a general credit card for a broader range of rewards. Combining these cards can optimize savings and rewards on everyday spending.
