Top 8 Apps for Managing Savings and Investments

Discover the top 8 apps to simplify saving and investing. From beginner-friendly tools to robo-advisors, these apps help you manage finances, set goals, and grow your wealth effortlessly. Perfect for all experience levels, they offer features like automated transfers, fractional shares, and educational resources to support your financial journey.

Top 8 Apps for Managing Savings and Investments

Joy
This free iOS app is perfect for those struggling to stay within budget. It analyzes your income and expenses to recommend a daily savings target. You can transfer your savings to an FDIC-insured account whenever you wish, making your moneyeasy to access when needed.

Acorns
This beginner-friendly investment app offers features like round-ups and recurring transfers, automatically investing spare change from your purchases. With a minimal $1 monthly fee, it provides ETF options and personalized investment advice through a simple survey during signup.

Tip Yourself
This free app for Android and iOS helps you save for short-term goals, like a trip or new gadgets. Reward yourself with digital tips for achievements, like completing tasks early. Once enough funds are accumulated, transfer them to your savings account to fund your dreams.

Betterment
As a robo-advisor, Betterment offers beginner-friendly investing with professionally managed low-cost ETF portfolios tailored to your goals. It charges a 0.25% annual fee and requires no minimum balance, making investing accessible for everyone.

Qapital
This rule-based savings app helps plan for long-term goals such as buying a car. You can set custom saving rules, like saving a dollar every time you buy transit tickets. Its round-up feature automatically transfers spare change from transactions to your savings account.

SoFi
This all-in-one financial app combines banking, investing, and lending services. It offers fractional investing, stock and crypto trading, and investing in ETFs, making it ideal for beginners seeking a comprehensive financial tool. It also provides educational resources for new investors.

Stockpile
Designed for those with some investing experience, Stockpile allows fractional stock purchases with a small $0.99 fee per trade. No monthly charges apply. Its fractional share feature lowers the barrier to investing in high-priced stocks.

Invstr
This popular app blends learning and investing by offering a fantasy stock game. It allows users to practice trading before investing real money, including fractional and whole shares. All transactions are commission-free, making it ideal for beginner investors seeking hands-on experience.