Top 10 Credit Card Picks for 2021
Discover the best credit cards of 2021, tailored for travelers, cashback enthusiasts, students, and business owners. This comprehensive guide highlights top options across categories, emphasizing rewards, introductory offers, and features suitable for various financial needs. Be sure to review these choices to select the card that aligns with your spending habits and financial goals, and consult a professional for personalized advice.
Top 10 Credit Card Options to Consider in 2021
Finding the ideal credit card depends on your lifestyle and spending habits. Whether you prefer earning airline miles, hotel discounts, or cashback benefits, there's a suitable option for everyone. Choosing the right card is key to maximizing rewards and savings. To assist your decision, we've highlighted the ten best credit cards across various categories.
Chase Sapphire Preferred ® Card
Ideal for frequent diners and travelers. Earn 2x points on dining, travel, and food delivery. Plus, earn 1x point on all other purchases and receive a 100,000-point bonus after spending $4,000 within three months.
Discover It® Cash Back
If cashback rewards are your priority, enjoy 5% on rotating categories quarterly, with 1% unlimited cashback on other purchases. Best of all, there's no annual fee.
Capital One Venture Rewards
Designed for avid travelers, this card offers generous rewards, bonus miles, and options to redeem for flights, vacations, or rental cars.
Discover It® Student Cash Back
A great starter card for students, providing 5% cashback in rotating categories, which Discover matches in the first year for maximum benefit.
Bank of America® Customized Cash Rewards
Allows cashback customization across categories, with a quarterly cap of $2,500 on bonus earnings.
American Express Blue Business Cash™
Perfect for small business owners, offering 2% cashback on eligible spending up to $50,000 annually, plus a 0% introductory APR on purchases during the first year.
Secured Mastercard® from Capital One
Ideal for building or rebuilding credit, featuring a refundable security deposit and quick access to a higher credit limit.
Wells Fargo Platinum Card
Focuses on balance transfers, offering an 18-month 0% intro APR to help manage debt effectively.
Wells Fargo Active Cash®
Offers unlimited 2% cash rewards on eligible purchases and a 15-month 0% APR on purchases and transfers, making it highly rewarding for spending.
Citi Custom Cash℠ Card
Earn 5% cashback in your top spending category each billing cycle, up to $500, with automatic category selection for ease.
Note:
The content provided is compiled from research, data, expert opinions, and statistics. However, details may vary with different financial institutions or personal circumstances. Due to changing financial conditions, information may become outdated. We are not responsible for discrepancies or inaccuracies. Always consult a financial professional before making decisions based on this information.
