Understanding AARP: Mission and Benefits for Members

AARP is an independent, non-partisan organization dedicated to supporting adults aged 50 and above in leading fulfilling lives. Established in 1958 by Ethel Percy Andrus as the American Association of Retired Persons, it initially aimed to assist retired teachers and promote health insurance. Over time, its scope expanded, and in 1999, it adopted the name AARP, opening membership to anyone over 50, regardless of retirement status. Today, with around 38 million members, AARP serves as a vital resource for aging Americans.

Membership costs $12 annually, with eligibility limited to those over 50. Family members and spouses can also access benefits. Joining AARP provides discounts, resources, and guidance on healthcare, Medicare, pensions, and financial planning. Members enjoy health insurance options, travel deals, shopping discounts, financial aid services, and access to a wealth of online information on essential topics. AARP's magazine remains a popular publication, and the organization hosts local events and volunteer opportunities to foster community engagement. Additionally, it offers job listings and caregiving resources for seniors.

The partnership with insurance providers like New York Life offers members tailored coverage options, including long-term care insurance that covers expenses beyond standard health plans. These plans are crucial given the high costs of nursing homes, assisted living, and home care. AARP's insurance plans also include affordable life insurance with no medical exams required, enabling members to secure their financial future and protect loved ones. Members can also purchase policies for family members, ensuring comprehensive coverage for the next generation.