Comprehensive Guide to Chevron Credit Card Benefits and Options
July. 16,2025
Discover the benefits and options of Chevron credit cards, including reward programs for fuel, travel, and business expenses. Learn about individual and business cards, prepaid gift cards, and how these tools can save you money. Find out how to maximize rewards, manage expenses, and customize corporate gift options. A practical guide for consumers and business owners seeking fuel savings and expense management solutions with Chevron and Texaco cards.
Comprehensive Guide to Chevron Credit Card Benefits and Options
If you frequently refuel at Texaco or Chevron stations, obtaining a Chevron Credit Card can be highly advantageous. These cards allow you to earn rebates and rewards with every gallon of fuel purchased. Having these fuel credits can significantly reduce your costs at the pump, especially as fuel prices fluctuate. Issued by Synchrony Bank, Chevron and Texaco cards are independent of the brands themselves, but usable at various Chevron and Texaco locations, including some in the Asia-Pacific region. Besides fuel, these cards can be used for personal shopping, dining, travel, and business expenses, including flight tickets and supermarket purchases. Chevron Business Credit Cards are designed to help organizations manage fuel expenses efficiently and save money. Additionally, prepaid gift cards are available for personal gifts or business promotions.
Popular Chevron Credit Cards include the Techron Advantage™ Visa Card, which offers rewards for fuel purchases at Chevron and Texaco stations. Cardholders earn 3 cents per gallon for each fill-up, with higher rewards for bigger spending. These cards also provide rewards for travel, dining, and entertainment. For spending of $1,000 or more, cardholders can earn up to 20 cents per gallon. The cards feature no annual fees, but have a higher variable APR (around 29.24%) and foreign transaction fees of 3%. Cash advances carry additional fees. Approval requires at least a 637 credit score, considering overall credit health and income ratios.
Business owners can benefit from Chevron's fleet management and fuel rebate programs. The Chevron Business Card is suited for local operations, accepted at approximately 8,000 locations, with controls to limit employee spending by product, amount, and time. It offers detailed reports and real-time monitoring via a mobile app, streamlining expense tracking without paper receipts. The Chevron Business Access Card provides volume-based rebates starting at 500 gallons, with security features like driver ID and odometer entry. Both cards enable automatic report generation and digital expense management.
Chevron also offers prepaid gift cards, ideal for personal gifts or corporate incentives. These cards are accepted at nearly 10,000 locations nationwide and across the Asia-Pacific through Caltex. Available in several denominations, they have no expiration dates or hidden fees. Customizable options include branding with company logos and personalized sleeves, making them excellent for rewards, promotions, and special occasions like graduations or corporate giveaways.
