Top Rewards Credit Cards for 2017 and 2018
Discover the best rewards credit cards for 2017 and 2018, including categories like luxury, hotel, airline, gas, and business travel cards. Learn how to select the right card, maximize rewards, and avoid common pitfalls. This guide provides valuable tips to help consumers make informed choices, ensuring they get the most benefits from their credit card rewards programs. With insights into top providers and strategies, users can enhance their reward experience and enjoy significant savings on everyday expenses.
Top Rewards Credit Cards for 2017 and 2018
Imagine earning cash back or rewards each time you use your credit card for purchases. With rewards credit cards, you accumulate points for every transaction, which can later be redeemed for discounts or benefits. Leading credit card providers offer attractive reward programs, especially for fuel and grocery shopping.
This article explores how rewards points work and tips to maximize their value.
Main Types of Rewards Credit Cards
If you want to optimize your rewards, it’s important to understand the different categories of reward cards available.
- Luxury Rewards Cards
Designed for high-income clients, these premium cards cater to frequent travelers, especially those spending time in international airport lounges. Be prepared for higher annual fees to unlock luxury perks worldwide. - Hotel Reward Cards
Perfect for frequent hotel stayers, these cards offer points for stays at specific hotel chains. Loyalty to a brand can be especially lucrative with these cards. - Airline Rewards Cards
For those who fly regularly, airline credit cards earn you points with each ticket purchase. Consider your usual airports and preferred airlines before applying. - Fuel Rewards Cards
Using a gas rewards card helps save on fuel costs, awarding points on each fill-up that can be redeemed for discounts or future refills. - Business Travel Cards
Ideal for frequent business travelers, these cards reward spending on travel, shipping, communications, and advertising.
- Capital One® Quicksilver® Card
- Chase Sapphire Preferred® Card
- Discover it® Cash Back
- Citi® Diamond Preferred® Card
Maximizing Reward Benefits
- Select the Right Card
Choose a general-purpose card for varied expenses or a specialized one if your spending is concentrated in categories like travel or hotels. - Evaluate Rewards and Fees
Ensure that the benefits and cash back outweigh any annual fees charged by the card. - Timely Bill Payments
Paying bills late can lead to extra charges or even account termination. Choose a credit card that aligns with your payment habits.
Be cautious when selecting a rewards credit card—assess your financial situation and spending patterns. If owning one boosts your benefits, opt for the most suitable option.
