Top Credit Card Picks for 2017
Explore the top credit cards of 2017, featuring options like cashback, travel rewards, and sign-up bonuses. Discover useful benefits for various spending habits, including no annual fees, attractive rewards, and low-interest features. These selections help maximize savings and rewards for consumers seeking the best online credit card options.
Top Credit Card Options of 2017
Credit cards have simplified financial transactions, providing quick access to credit. While they offer convenience, it's essential to use them responsibly to avoid damaging your credit score. Overuse or owning too many cards can negatively impact your financial health. Different cards cater to various needs, including airline rewards, hotel discounts, cashback offers, low interest rates, student benefits, and no annual fees. Common perks include fuel rebates and cashback on groceries. Properly managed, credit cards can be powerful tools for savings and rewards.
Applying online is straightforward, with your credit limit based on your credit score. The top cards provide impressive benefits and discounts. Maintaining a good credit score unlocks exclusive offers. Here are three standout cards from 2017:
Chase Freedom Unlimited
Recognized as the best cashback card, it offers 1.5% cashback on all purchases. New users can earn a $150 bonus after spending $500 within the first three months. It also features a 0% introductory APR for 15 months on purchases and balance transfers, with no annual fee. Cashback rewards remain valid as long as the account is active, making it ideal for frequent shoppers.
Bank of America Travel Rewards
For frequent travelers, this card offers 20,000 bonus miles after spending $1,000 in three months. The earned miles don’t expire, and users receive a $200 statement credit for travel expenses. It earns 1.5 points per dollar spent, with no annual fee or foreign transaction charges. Plus, a 12-month 0% APR makes it a flexible travel companion.
Chase Sapphire Preferred
Ideal for those seeking high sign-up bonuses, this card awards 50,000 points after spending $4,000 within three months. Redeeming points through Chase Ultimate Rewards provides a $625 travel credit. It earns 1 point per dollar on general spending and doubles points on travel and dining. The first year, there are no annual fees; afterward, the fee is $95. It’s perfect for online shoppers and regular travelers alike.
