Top Prepaid Business Cards Perfect for Entrepreneurs

Discover top prepaid business cards designed for entrepreneurs to streamline expenses, improve financial management, and reduce costs. Options like Netspend and Bento offer flexible features such as multiple subaccounts, quick issuance, and integration with accounting software, making them ideal for small businesses and startups seeking cost-effective solutions.

As the landscape of financial tools shifts, prepaid business cards have become an essential resource for entrepreneurs. Unlike standard debit or credit cards, these prepaid options are tailored specifically for business needs, making it easier for small enterprises to manage their finances during early growth stages. They enable better expense tracking across teams and allow owners to load any amount of funds. Additionally, prepaid cards often cost less than traditional cash transactions or checks, offering a more economical solution for business operations.

Below are two leading options in prepaid business cards:

Netspend

Bento

Netspend’s Small Business Prepaid Mastercard® provides multiple subaccounts after ID verification, with a maximum balance of $25,000 and a $5,000 daily spending limit for employees. It is issued within 7-10 days at no annual fee. Funds can be loaded via cheque, ACH transfer, or direct deposit at over 130,000 reload locations or through mobile apps. Subaccounts cost $1.95/month, with additional rebates available through Mastercard Easy Savings.

Bento offers a prepaid Mastercard with a free 60-day trial, requiring just five minutes to set up, with no initial fees. Businesses can load up to $25,000, and the cards can be used for employee, project, or expense management. Their interactive dashboard and integration with QuickBooks simplify bookkeeping, providing real-time activity updates and automated reports.

Note: The information provided is a compilation of research, expert advice, and available data. Since financial products change frequently, readers should consult with a financial professional before making decisions. The website disclaims responsibility for any inaccuracies or variations based on individual offerings.