2021's Top 5 Cashback Credit Cards for Maximum Rewards
Explore the top cashback credit cards of 2021, offering lucrative rewards, no annual fees, and flexible redemption options. Find the best card suited to your spending habits to maximize cashback benefits throughout the year.
Discover the Leading Cashback Credit Cards of 2021
Cashback rewards are highly favored for their flexibility, offering direct money back instead of points to redeem later. This allows cardholders to spend rewards freely without complicated redemption processes.
Here are the standout cashback credit cards of 2021:
American Express Blue Cash Preferred® Card
This card provides 3% cash back on gas, parking, taxis, trains, rideshares, and tolls. Streaming services earn 6%, while all other purchases earn 1%. An excellent credit score (670-850) is required, and the first year's fee is waived; afterward, it costs $95 annually.
Chase Freedom Unlimited®
Enjoy an introductory $200 bonus on $500 spent in the first three months. Earn 5% cashback on grocery store purchases (excluding Walmart and Target) up to $12,000 annually, 5% cashback on Chase travel booked through Ultimate Rewards, and 3% on dining and pharmacies. All other purchases give 1.5% cashback. No annual fee needed, with credit score requirements between 670-850.
Citi Custom Cash℠ Card
Earn $200 cashback after spending $750 within the first 90 days. The variable APR ranges from 13.99% to 23.99%. Your top spending category within each billing cycle earns 5% cashback on up to $500, then 1% on subsequent purchases, plus 1% on other categories. No annual fee, with credit score requirements of 700-749.
Capital One® SavorOne® Cash Rewards
No annual fee and 3% cashback on dining, entertainment, select grocery stores, and streaming services. Up to 8% cashback on Vivid Seats (until Jan 2023), and 1% on other purchases. Credit score requirements are 670-850.
Discover it® Cash Back
Earn 5% cashback on rotating quarterly categories and 1% on all other purchases. Cashback earned in the first year is automatically doubled. No annual fee, with a variable APR between 11.99%-22.99%. Minimum credit score needed is 700-749.
Note: The data compiled reflects research, expert opinions, and available offers. Financial products may vary based on individual circumstances and market changes. Consult a financial advisor before making decisions. We are not responsible for applicability or inaccuracies.
