Top 5 Dental Insurance Providers for 2021
Explore the top five dental insurance providers of 2021, offering affordable plans with extensive networks and comprehensive coverage options. Learn about their benefits, coverage levels, and features to make informed decisions about your dental health coverage.
Discover the Leading Dental Insurance Options of 2021
Between 2013 and 2016, nearly 15% of Americans needing dental care avoided visits due to cost issues and lack of insurance coverage. Fortunately, affordable dental insurance plans are now available. Here are the top five providers to consider for comprehensive, budget-friendly dental coverage.
Cigna
With a network of around 95,000 dentists nationwide, Cigna offers three plans. The "Cigna Dental Preventative" plan features no copays or deductibles for preventive services within their network. Some plans also include orthodontic and restorative treatments, plus 24/7 customer support, making Cigna a top choice.
Renaissance Dental
This provider is renowned for excellent customer service and has a vast network of over 300,000 dentists across 50 states. Plans vary based on family needs, with online quotes available. Preventive coverage may be capped at $1,000 with a $50 individual deductible and $150 family deductible.
Spirit Dental
Offering straightforward plans, Spirit Dental has no waiting periods, and a one-time $100 payment secures coverage. Preventive care is covered at 100%, including three cleanings, biannual exams, and orthodontics for children.
Humana Dental
Humana provides flexible plans tailored to individual needs, with participation for preventive services at 100%. Deductibles apply, and benefits start at $1,000, with options for unlimited coverage depending on the plan selected.
UnitedHealthOne
As a branch of UnitedHealth Group, UnitedHealthOne offers various tiers with no deductibles, no waiting periods, and inclusive preventive care. Coverage varies with plan type, but any plan from this reputable company is a solid option.
Note:
The content provided is based on research, expert insights, and available data. However, offerings and details may vary over time and between providers. We recommend consulting a financial professional before choosing a plan, as information might change or differ based on individual circumstances.
