Top 5 Dental Insurance Options for 2023

Discover the top dental insurance plans for 2023, offering comprehensive coverage from preventive to major dental procedures. These plans are designed to meet diverse needs, providing affordability and extensive benefits. Choose the right plan to maintain healthy teeth and save money on dental treatments this year.

Best Dental Insurance Plans to Consider in 2023

Having a reliable dental insurance plan helps cover preventive dental care costs and reduces expenses for major procedures like fillings, bridges, and crowns. Choosing the right plan is crucial for optimal dental health and financial savings.

Here are the five leading dental insurance plans to explore in 2023, offering comprehensive coverage and valuable benefits.

Humana Complete Dental Coverage
This plan provides extensive coverage for preventive services and covers 50% of costs after deductibles for advanced procedures, with 80% coverage on basic services. Waiting periods for major and basic treatments can be waived with proof of prior dental insurance.

Cigna Dental 1500 Plan
The Cigna Dental 1500 plan covers up to $1500 annually for in-network services, with no copayments. It includes a $150 deductible for families and $50 for individuals. Orthodontic coverage is available up to $1000.

Liberty Dental Discount Program
This plan suits those seeking affordable, no-commitment dental coverage, offering 10-20% discounts on most services, including preventative care, X-rays, and major treatments like root canals, crowns, implants, and dentures. No deductibles or maximum caps are involved, and current coverage extends to residents in Texas, New Jersey, California, Nevada, Illinois, Florida, Missouri, and New York.

United Healthcare Dental Premier Solution
With a $50 deductible per person for basic and major services, this plan offers no copayments for preventative care. Coverage begins at 50%, increasing to 65% after a year and 80% after two years. Major treatments are covered at 10%, rising to 40% and 50% over time, with an annual maximum of $1500.

DeltaCare USA by Delta Dental
This prepaid plan features no annual maximums or deductibles, covering over 300 procedures, with low or no copayments for preventive and diagnostic services. Patients choose their primary dentist from the preferred network for treatment.

Note:

This summary is based on research, available data, expert opinions, and statistics. Due to evolving insurance options and financial landscapes, details may change. We are not responsible for inaccuracies or differing opinions. Always consult a financial or insurance professional before making decisions.