Top 10 Gas Rewards Credit Cards for Savvy Drivers

Most gas-focused credit cards in the U.S. are versatile cards offering exclusive benefits on fuel purchases. The leading 10 options are designed for those with credit scores of 700 or higher, though others with average or poor credit can also find suitable cards. Below are the best gas credit cards currently available in the U.S.:

• Bank of America Cash Rewards Card is renowned for offering 3% cash back on gas, 2% on groceries and wholesale clubs, with combined quarterly spending of $2500 to earn these rates. After exceeding that, rewards revert to 1%, with no annual fee. Bank of America checking and savings account holders also enjoy a 10% relationship bonus and a 10% introductory spend boost within three months.

American Express Blue Cash Preferred offers unlimited 3% back on gas and 6% on the first $6000 spent annually at supermarkets, with 1% on other categories. New users can earn $150 cash back on spending $1000 within three months, with a $95 annual fee. Another notable card is the Pen Fed Ultimate Cash Rewards Visa, requiring membership in Pentagon Federal Credit Union. It grants 5% unlimited gas rewards, 3% on supermarkets, and 1% on general shopping—no annual fee if membership requirements are met.

Pen Fed offers a Platinum Cash Rewards card with 3% cashback at gas stations nationwide, with statement credits and no minimum redemption. The Fort Knox Visa Platinum offers 5% unlimited gas rewards, a small one-time deposit of $15 for eligibility, and no annual fees. Costco’s Anywhere Visa from Citi provides 4% back on gas at Costco and other stations, along with rewards for dining and travel, available exclusively to paid members.

Chase Freedom is a flexible cash-back option providing 5% rewards on gas up to $1500 quarterly, with 1% on all other expenses, and no annual fee. Discover It Chrome offers 2% cash back on gas and dining in the U.S., doubling all rewards in the first year, with no annual or foreign transaction fees. Wells Fargo Propel 365 (for higher-spending accounts) offers 3% gas rewards, 2% on dining, and 1% on other purchases, with a small annual fee after the first year. Credit One Bank's Platinum Visa is ideal for rebuilding credit, offering 1% cash back on gas, groceries, and services, with a $99 annual fee and bonus features to manage credit scores.