Top Credit Card Picks for 2018: Your Guide to Savings and Rewards
Discover the top credit cards of 2018, featuring rewards, low interest rates, and exclusive benefits. This guide helps you compare options like Chase Sapphire Preferred, Discover it, and Amex EveryDay, enabling smarter financial choices. Understand key features such as cashback offers, introductory APRs, and transfer fees to find the best card suited to your spending habits. Stay informed and make well-educated decisions with these expert-reviewed credit card options for 2018.
Mobile payment options and digital wallets have revolutionized how we use credit cards, making transactions more convenient than ever. Choosing the right card can provide significant benefits, including rewards, low interest rates, and exclusive perks. However, it's essential to select a card that aligns with your spending habits and financial goals. To help you make an informed decision, here are some of the leading credit cards of 2018 among top financial providers.
One standout is the Chase Sapphire Preferred Card, renowned for its travel rewards and lucrative bonus offers. It features a zero introductory APR and double points on worldwide dining and travel expenses, allowing you to earn and redeem rewards effortlessly.
Chase Freedom Unlimited
Known for unlimited 1.5% cashback on all purchases, this card also offers a 15-month zero APR period and a $150 bonus after spending $500 in the first 90 days.
Discover it Card
Provides 5% cashback in rotating categories each quarter and unlimited 1% cashback on all purchases, with an introductory zero APR and 14 months of balance transfer offers.
Discover it Balance Transfer
Ideal for transferring balances, this card offers 5% cashback in different categories, 1% on all purchases, and no expiration on reward points. It includes zero APR on purchases for 6 months and 18 months for balance transfers.
Amex EveryDay Card
With no fee for the first two months on transfers and extra rewards for spending over $1000 in three months, this card offers low APR and a 60-day zero balance transfer fee.
Review your options by comparing transfer fees and APRs, and consider previous top cards from 2017 to assess features. Always read the terms carefully before applying to ensure the card suits your financial needs.
Disclaimer: The information provided here is based on research, data, expert advice, and market statistics. However, details may vary between financial institutions and over time. We are not responsible for inaccuracies or changes. Please consult a financial professional before making any decisions.
